Insurance Insight

Identity Theft

admin — Tue, 14 Oct 2008 00:27:25 +0000

Rita Hollada of Insurance Agents and Brokers of PA provides a general explanation of identity theft, and some of the insurance options you can obtain to help protect yourself.

What to Do After an Accident

admin — Sun, 12 Oct 2008 00:23:39 +0000

Carolyn Morris, the Director of the Bureau of Consumer Services of the Pennsylvania Insurance Department, reviews the things you need to do after an auto accident to keep yourself and others safe, and to protect your interests from an insurance perspective.

Teen Driver

admin — Fri, 10 Oct 2008 23:36:00 +0000

Bill Dugan, a Driver Education teacher at Central Dauphin School, talks about what to do when the teen in your house obtains their driver’s license, and how you can save money on your car insurance when it happens.

Personal Umbrella

admin — Thu, 09 Oct 2008 23:44:27 +0000

Jim Thomas, Partner at Thomas Thomas & Hafer, explains how a personal umbrella policy provides extra protection beyond that afforded with standard automobile and homeowner’s insurance coverage, at surprisingly affordable rates.

Deductible 101

admin — Thu, 09 Oct 2008 00:03:25 +0000

John Hine, the President of the Hutchison Insurance Agency, a member of The Insurance Alliance of Central PA reviews the basics of insurance deductibles – what they are, how they work, and the benefits and disadvantages of higher deductibles.

Actual Cost vs. Replacement Cost

admin — Wed, 08 Oct 2008 12:52:21 +0000

Ray Shirk, the President of The Securus Group, a member of The Insurance Alliance of Central PA, explains why it is critical that the consumer understand the difference between actual cash value and replacement cost insurance coverages.

Valuable Personal Property

admin — Fri, 09 May 2008 18:18:01 +0000

John Hine, the President of the Hutchison Insurance Agency, a member of The Insurance Alliance of Central PA, talks about why homeowner’s insurance just isn’t enough. What are you doing to protect your family’s pricey possessions? If you review your policy, you may find that your collectibles, jewelry, guns, cameras and other items are excluded from coverage. How you can pay a little extra to cover these precious parts of your life from loss and breakage?

Home-Based Business

admin — Fri, 09 May 2008 18:17:11 +0000

Rita Hollada of Insurance Agents and Brokers of PA discusses the risks of more people than ever starting home businesses, or working from a home office. What is typically covered by homeowners insurance for an in-home business? Could your business survive a fire, burglary or lawsuit?

Rental Car Insurance

admin — Fri, 09 May 2008 15:26:54 +0000

To insure or not to insure. The next time you find yourself at the rental car counter consider these helpful tips from Brigitte Ullom, President of Firstworld Professional Travel.

Insurance Physical

admin — Thu, 03 Apr 2008 11:26:45 +0000

Ray Shirk, the President of The Securus Group, a member of The Insurance Alliance of Central PA, talks about why you need to review your insurance annually, and why your insurance isn’t just a “buy it and forget it” service.

What is an Insurance Policy?

admin — Wed, 02 Apr 2008 14:57:37 +0000

Carolyn Morris, the Director of the Bureau of Consumer Services of the Pennsylvania Insurance Department, discusses the characteristics of an insurance policy: what it is, what it isn’t and why it should be seen as a contract.

Flood – It’s Not Just for Flood Plains

admin — Tue, 01 Apr 2008 11:49:56 +0000

Rita Hollada of Insurance Agents and Brokers of PA discusses why flood insurance should be considered by everyone.