Identity Theft [1:00m]: Play Now | Play in Popup | Download

Rita Hollada of Insurance Agents and Brokers of PA provides a general explanation of identity theft, and some of the insurance options you can obtain to help protect yourself.

 

 What to Do After an Accident [1:01m]: Play Now | Play in Popup | Download

Carolyn Morris, the Director of the Bureau of Consumer Services of the Pennsylvania Insurance Department, reviews the things you need to do after an auto accident to keep yourself and others safe, and to protect your interests from an insurance perspective.

 

 Teen Driver [1:01m]: Play Now | Play in Popup | Download

Bill Dugan, a Driver Education teacher at Central Dauphin School, talks about what to do when the teen in your house obtains their driver’s license, and how you can save money on your car insurance when it happens.

 

 Personal Umbrella [1:01m]: Play Now | Play in Popup | Download

Jim Thomas, Partner at Thomas Thomas & Hafer, explains how a personal umbrella  policy provides extra protection beyond that afforded with standard automobile and homeowner’s insurance coverage, at surprisingly affordable rates.

 

 Deductible 101 [1:01m]: Play Now | Play in Popup | Download

John Hine, the President of the Hutchison Insurance Agency, a member of The Insurance Alliance of Central PA reviews the basics of insurance deductibles – what they are, how they work, and the benefits and disadvantages of higher deductibles.

 

 Actual Cost vs. Replacement Cost [1:01m]: Play Now | Play in Popup | Download

Ray Shirk, the President of The Securus Group, a member of The Insurance Alliance of Central PA, explains why it is critical that the consumer understand the difference between actual cash value and replacement cost insurance coverages.